If a customer becomes injured on company property, it can have a significant negative impact on the business owner. Any business that is open to the public has a certain level of liability regarding anything that happens to customers while on the premises. However, there are certain steps that business owners should take in the […]
California Assembly Bill 5 directly impacts the way companies recognize those who work for them. This bill is better known as AB5, and it sheds a little more light on and tightens the definition of “independent contractor”. It requires employers to conduct ABC tests to determine whether or not their workers should be classified as […]
Homeowners’ insurance isn’t a luxury; it’s a necessity. Not just because it protects your home and possessions against damage or theft. Virtually all mortgage companies require coverage for the full value of a property and won’t make a loan or finance a residential real estate transaction without proof of it. What’s Covered? Standard components include: […]
Without small businesses, our country couldn’t run properly. But then why do experts say that 90 percent of small business startups fail? Just like we need car insurance, home/renters insurance, and health insurance to survive, a small business is going to need some key insurance coverages in order to thrive. The list of reasons why […]
When highly qualified employees are looking for work, guess which benefit they care about most … If you guessed health insurance, you guessed right. The number-one benefit that employees want the most when they’re looking for work is health insurance. It’s an expense they won’t have to worry about paying out-of-pocket, and it’s often just the thing […]
When was the last time you reviewed your insurance? Was it when you got married, had a baby, started your own business, retired, added a pet to your family, sent a kid off to college, finished your basement? Believe it or not, your insurance is probably out-of-date and it is time for a review. As […]
September is Life Insurance Awareness Month, the perfect time to learn about the importance of safeguarding your loved ones’ financial futures. No one likes to think about “what if.” What if something happens to you? What if something happens to your partner or parents? You need to consider how your family would do financially if, […]
Buying Medicare health insurance, an individual health, life, homeowners’ insurance plan can be complicated. There are so many details and decisions to make. That’s why it helps to have an expert on your side. That expert, is me, your insurance agent. My role is to help you through the insurance buying process. I know there […]
We all know we need health insurance to cover some of the cost of healthcare. Homeowners insurance or renters insurance assume the risk of loss in case your home is damaged or destroyed. When was the last time your reviewed your insurance needs? Here are some common coverage gaps to consider. Life insuranceYou make to […]
In today’s world, many of us have more than one career. Often, that second or third career, is as a new business owner. For some the new career is post retirement. As a result, if you are 65 or older you will qualify for Medicare. But, what about the other insurance that is important to […]
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